Tools to help you and your business succeed

USU Charter Credit Union was listed in Utah Business as one of the top 20 SBA lenders in the state and the fourth leading credit union SBA lender in the state of Utah

Whether you’re opening a new business, growing an existing one or restructuring your financial blueprint, USU Charter Credit Union has solutions and tools to fit your needs.

Business Planning Articles

Developing a Business Plan: USUCCU’s commercial loan officer and small business lending expert, Karl Wernick, draws on his combined experience at USUCCU and the SBA to give you insight into what a commercial lending officer wants to see in a business plan.

What Makes A Good Business Loan: USUCCU’s commercial loan officer and small business lending expert, Karl Wernick, draws on his combined experience at USUCCU and the SBA to let you know what commercial lenders consider when deciding to make a loan.

Maximizing the Value of Inventions: Jennifer J. Johnson, principal with Johnson and Company writes in this article published on UtahPulse.com about how to protect your inventions through a partnership with an intellectual property professional.

5 Factors of Entrepreneurial Success: Les Roka writes in Utah CEO about a Utah family business and discusses five points of successful corporate entrepreneurship.

Tools to Use

Business Balance Sheet (Excel spreadsheet)
Business Profit & Loss Statement (Excel spreadsheet)
Monthly Cash Flow Projection (Excel spreadsheet)

Useful Resources

SBA Small Business Planner: Programs and services from the U.S. Small Business Administration to help you start, grow and succeed.

Service Corps of Retired Executives (SCORE): A nonprofit association dedicated to educating entrepreneurs and the formation, growth and success of small business nationwide. SCORE is a resource partner with the U.S. Small Business Administration (SBA).

USU Small Business Development Center: Obtain business planning assistance.

Bear River Association of Governments: Information on services available to residents and businesses in Box Elder, Cache and Rich Counties.

Cache County Chamber of Commerce: Business services available in Cache County.

Box Elder Area Chamber of Commerce: Business services available in Box Elder County.

Preston Chamber of Commerce: Business services available in Preston, Idaho.