Home Loans

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SPOTLIGHT

Are you planning to buy, build, or refinance a home? Save money with low interest rates on first-mortgage, second-mortgage, home-equity loans, and construction loans with no or low closing costs. Our application process is convenient and we provide you tools such as a homebuyer’s calculator to help you choose products that are right for you. Visit our Home Finance Center to access home buying calculators, FAQs, and articles.

Home Loans. Conventional, FHA, VA, and no money-down RHS first mortgage loans. Application Package.

Home Equity Loans. Choose from a fixed rate option with EquiBuilder or from the popular FlexEquity line of credit.

Construction and Lot Loans. You’ll save money, time, and headache with a low rate and no-fee same-day draws.

Temporary non-interest bearing account insurance Consumer Protection Act Disclosure
* USU Charter Federal Credit Union does business as USU Charter Credit Union. Unauthorized account access or use is not permitted and may be prosecuted to the fullest extent of the law. By clicking on some of the links on this website you will be transferred to another company's website. USUCCU is providing these links as a service to you and is not responsible for the content or accuracy of the information provided on these sites. Please be aware that other websites may obtain or use information about you differently than we do. We recommend you read the privacy policies of any website you visit before using their services.